Business Checking Accounts

Accounts Designed for Businesses at any Stage

Whether your business is in the early start-up phase or one with many years of success behind it, we have the checking account to meet your needs.

Business Checking

Product Name Account was created for: Special Features Service Fees Account Analysis Check Images
Commercial Business Checking Business customers with moderate to high monthly transaction levels.
  • Earnings credit may partially or totally offset service fees.
  • Monthly Service Fee - $9.50
  • Debits (Checks Paid) - $0.15 per item
  • Credits (Deposits) - $0.27 per item
  • Foreign Items Deposited (not on our bank) - $0.08 per item
  • Local Items Deposited (on our bank) - $0.05 per item
  • Cash Deposited - $0.08 per $100.00
  • Return Items - $5.00 per item
  • Federal Reserve Requirement – 10%
  • Uncollected Funds Rate – Prime + 3%
Yes Yes
Business Advantage Checking (with or without interest) Businesses with low to moderate check writing needs.
  • 100 free transactions per month with no monthly service fee.
  • One flat fee for all debits and credits of $0.35 after the first 100 transactions per month.
No Yes
Community Checking Non profit and other large community organizations.
  • Earnings credit may partially or totally offset service fees.
  • Monthly Maintenance Fee - $2.00
  • Debits (Checks Paid) - $0.10 per item
  • Credits (Deposits) - $0.10 per item
  • Foreign Items Deposited (not on our bank) - $0.06 per item
  • Local Items Deposited (on our bank) - $0.045 per item
  • Cash Deposited - $0.08 per $100.00
  • Return Items - $5.00 per item
  • Federal Reserve Requirement – 10%
  • Uncollected Funds Rate – Prime + 3%
Yes Yes

We welcome the opportunity to recommend solutions that will complement your company's financial goals. Give us a call at 218-625-1268 or contact us for an appointment. You can also apply online now.

Accounts at Zero Balance: All deposit accounts (Checking, Savings and Money Market Savings) with a balance of zero for 35 consecutive days will be automatically closed.