Karol is a University of Minnesota Duluth graduate, is a Certified IRA Services Professional (CISP), and holds a certificate in Retirement Plans. When she joined NSI&T in 1996 Karol brought with her 14 years of Trust and Employee Benefit Operations experience. Karol is a member of the Institute of Certified Bankers, the International Foundation of Employee Benefit Plans, and the Arrowhead Estate Planning Council. Karol enjoys helping her clients plan for their financial needs both during their working careers and after retirement.