About Us

Tools/Calculators

Give our new and improved financial calculators a try!

Mortgage Calculators

  • ARM vs. Fixed Rate Mortgage
    Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
  • Maximum Mortgage
    This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.
  • Mortgage comparison: 15 years vs. 30 years
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
  • Mortgage Debt Consolidation
    This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
  • Mortgage Loan Calculator (PITI)
    Use this calculator to generate an amortization schedule for your current mortgage.
  • Mortgage Payoff
    How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out.
  • Mortgage Qualifier
    This calculator steps you through the process of finding out how much you can borrow.
  • Mortgage Tax Savings Calculator
    Use this calculator to determine how much you could save in income taxes.
  • Mortgage Refinance Breakeven
    Use this calculator to determine if refinancing your mortgage is a sound financial decision.
  • Rent vs. Buy
    This calculator helps you weed through the fees, taxes, and monthly payments to help you make a decision between these two options.

Loan Calculators

  • Amortizing Loan Calculator
    Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment.
  • Balloon Loan Calculator
    A balloon loan can be an excellent option for many borrowers. A balloon loan is usually rather short, with a term of three to five years, but the payment is based on a term of up to 15 years. There is, however, a risk to consider. At the end of your loan term, you will need to pay off your outstanding balance.
  • Loan & Line Payment
    This calculator helps determine your loan or line payment.

Credit Card and Debt Management

  • Home Equity Debt Consolidation
    This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
  • Personal Debt Consolidation
    This calculator is designed to help determine whether debt consolidation is right for you.
  • Roll-Down Your Credit Card Debt
    The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt. First, payoff your highest interest rate first. When a card balance is paid in full, apply its monthly payment to the card with the next highest interest rate.

Auto Calculators

  • Auto Loans
    Use this calculator to help you determine your monthly auto loan payment or your auto purchase price.

Investment Calculators

  • Investment Goal Calculator
    Use this investment goal calculator to determine how much your investment might grow before taxes, after taxes and after taxes and inflation.

Retirement Savings and Planning

  • Roth IRA Calculator
    Creating a Roth IRA can make a big difference in your retirement savings. There is no tax deduction for contributions made to a Roth IRA, however all future earnings are sheltered from taxes. The Roth IRA provides truly tax-free growth.
  • Traditional IRA Calculator
    Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax deferred growth. While long term savings in a Roth IRA may produce better after tax returns, a Traditional IRA may be an excellent alternative if you qualify for the tax deduction.

Tax Calculators

  • Estate Tax Planning
    Estate tax planning is very important to preserving your wealth for future generations. Knowing your potential estate tax liability is a great place to start your estate tax plan.

Savings Calculators

  • CD Ladder Calculator
    Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
  • Certificate of Deposit Calculator
    Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
  • College Savings
    Use this calculator to help develop or fine-tune your education savings plan.
  • Savings Calculator
    Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you!

Personal Finance

  • Home Budget Analysis
    Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that.
  • Student Budget
    Use this calculator to help analyze your budget as a full-time student.

Business Calculators