May 13, 2008
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APR*
Terms and Conditions
Home Equity Line of Credit
5%**
Up to 80% Loan To Value = Prime plus 0.00%
Competitive Variable Interest Rate tied to Wall Street Journal Prime
Flexible terms available
Balloon payment may be required
Home Equity Line of Credit
6%**
81 to 90% Loan To Value = Prime plus 1.00%
Competitive Variable Interest Rate tied to Wall Street Journal Prime
Flexible terms available
Balloon payment may be required
*Annual percentage rate
** Maximum APR will never be greater than 21.75%
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