|
Rates Effective Through May 15, 2008
| CERTIFICATES
OF DEPOSIT |
| Term |
Minimum
Investment |
Rate |
APY* |
| 91 Days |
$1,000 |
1.59% |
1.60% |
| 6 Months |
$1,000 |
1.59% |
1.60% |
| |
$2,500 |
1.84% |
1.85% |
| 12 Months |
$1,000 |
1.84% |
1.85% |
| |
$2,500 |
1.99% |
2.00% |
| 24 Months |
$1,000 |
1.99% |
2.00% |
| |
$2,500 |
2.08% |
2.10% |
| 30 Months |
$1,000 |
2.08% |
2.10% |
| |
$2,500 |
2.18% |
2.20% |
| 36 Months |
$1,000 |
2.18% |
2.20% |
| |
$2,500 |
2.23% |
2.25% |
| 48 Months |
$1,000 |
2.23% |
2.25% |
| |
$2,500 |
2.48% |
2.50% |
| 60 Months |
$1,000 |
2.48% |
2.50% |
| |
$2,500 |
2.58% |
2.60% |
- Time certificates compound quarterly.
- Ten day grace period
on automatically renewable certificates.
- Federal regulations
require substantial penalties for early withdrawal,
including substantial tax penalties on tax deferred
instruments.
|
Insured Investment Accounts
| Minimum
Balance |
Rate |
APY* |
| $0 |
0.20% |
0.20% |
| $2,500 |
0.75% |
0.75% |
| $25,000 |
1.00% |
1.00% |
| $100,000 |
1.00% |
1.00% |
| $250,000 |
1.00% |
1.00% |
Preferred Investment
Accounts
| Minimum
Balance |
Rate |
APY* |
| $0 |
0.20% |
0.20% |
| $15,000 |
0.75% |
0.75% |
| $25,000 |
1.49% |
1.50% |
| $100,000 |
1.74% |
1.75% |
| $250,000 |
1.98% |
2.00% |
| REGULAR
SAVINGS |
| Minimum
Balance |
Rate |
APY* |
| $0 |
0.20% |
0.20% |
| $1,000 |
0.20% |
0.20% |
| $5,000 |
0.30% |
0.30% |
| $25,000 |
0.30% |
0.30% |
| $100,000 |
0.50% |
0.50% |
| BETTER
THAN CHECKING ACCOUNT |
| Minimum
Balance |
Rate |
APY* |
| $0 |
0.20% |
0.20% |
| $1,000 |
0.20% |
0.20% |
| $5,000 |
0.30% |
0.30% |
| $25,000 |
0.30% |
0.30% |
| $100,000 |
0.50% |
0.50% |
- Insured Investment, Preferred Investment,
Better then checking compound monthly
- Savings accounts compound quarterly
- Service charges may reduce earnings on accounts.
Please see a retail banker for further details
- Variable Rate accounts
- Service charges may reduce earnings on accounts.
Contact
us for further details.
*Annual Percentage Yield (APY)
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