|
Are you saving enough for Retirement? Use our retirement
planning calculators to help answer that question
and then chose the IRA type that best meets your retirement
savings needs.
A Traditional IRA may
provide you with up to a $2000 annual tax deductible
contribution. A Roth IRA
gives you deferred growth on your non-deductible contribution
but your qualified withdrawals may be tax free. Educational
IRA's allow you to contribute up to $500 per
year per child for higher education needs with tax free
earnings and qualified withdrawals free from federal
income tax.
- Fixed Rate IRA's give you benefits of a fixed interest
rate over a fixed period of time.
- Variable Rate IRA's give you the flexibility of
scheduling your contributions over time. The perfect
fit for payroll deductions. Rate may change weekly.
Rates Effective Through May 15, 2008
IRA Fixed Rate CD
|
Term
|
Minimum Balance
|
Rate
|
APY*
|
| 18 Months |
$500 |
2.48% |
2.50% |
IRA Variable Rate Savings
|
Term
|
Minimum Balance
|
Rate
|
APY*
|
| 0 Years |
$100 |
0.70% |
0.70% |
Other IRA options
|
You can open an IRA or rollover IRA funds using
any of our current Certificate of Deposit options.
See Today's Deposit
Rates for other CD offers.
- Time certificates compound quarterly
- Federal regulations require substantial penalties
for early withdrawal, including substantial
tax penalties on tax deferred instruments
*Annual Percentage Yield (APY)
Back to the top
|
|