Personal Checking

Find the Account that is Best for You!

As we grow through life our needs change and that applies to banking as well. Each of North Shore Bank's checking accounts is designed to serve the needs of a particular phase of your life.

Retail Checking

Product Name Description Features Fees Earns Interest
Simply Free Checking This account fits perfectly for those whose financial situation and needs are, for the most part, simple. Of course you get a Free Debit Card or Free ATM Card and we will even add in Ready Money Overdraft Protection with approved credit. How’s that for convenient and simple?
  • First box of checks is free
  • Free Debit Card
  • Free Online Banking and Bill Pay
  • No minimum balance
  • No monthly fees
  • Only requires a $100 deposit to open
No
Better Than Checking We’ve designed an account that really is better than checking. It’s designed for that phase of life when you have additional needs, a more complex financial situation, and money in the bank that you want to grow. It’s a NOW account that pays a variable rate of interest (see today’s deposit rates), accrues on daily collected balance, and compounds monthly. It includes everything you receive with our Simply Free Checking but with interest added.
  • First box of checks is free
  • Free Debit Card
  • Free Online Banking and Bill Pay
  • Minimum daily balance requirement of $1000. If balance requirement is not met there will be a $10 monthly service fee.
  • Requires a minimum opening deposit of $100.
Yes
North Shore Gold Checking If you’re age 50 or better, this account is designed just for you! It’s an enhanced version of our Simply Free Checking and offers everything that account does, but we’ve added some features that our better-than-50 customers asked for, such as free specialty checks and Money Orders (two per day) and discounts on Traveler’s Checks and safe deposit box rental.
  • Free specialty "North Shore Gold" checks
  • Free Debit Card
  • Free Money Orders
  • Safe Box discount
  • Free Online Banking and Bill Pay
  • No monthly service charge
  • No minimum balance requirement
  • Requires a minimum opening deposit of $100
No
Premier Sweep Checking This account is excellent for those with higher daily balances and looking for higher rate of return on their cash while keeping their funds liquid. Premier Sweep Checking has a minimum daily balance and a $20 per month fee for falling below. Please contact us for more information. Contact a Private Banker for more information. Contact a Private Banker for more information.

Accounts at Zero Balance: All deposit accounts (Checking, Savings and Money Market Savings) with a balance of zero for 35 consecutive days will be automatically closed.