Loans and Lines of Credit

Your Dreams and Our Financing – A Perfect Match!

Whether you’re buying a house, a boat or maybe looking to consolidate debt, North Shore Bank and North Shore Mortgage offer a loan or line of credit option to help make that dream a reality. Take advantage of our competitive rates and personal service. North Shore Bank is locally owned so all decisions are made locally in a quick and efficient manner. See today’s loan rates.

Perfect for when you plan to use a predetermined dollar amount for your purchase or project. These loans give you easy-to-budget, fixed, monthly installment payments with no penalty for early payoff. Plus, your interest may be tax deductible (consult a tax advisor).

With competitive, variable interest rates tied to Wall Street Journal Prime, these lines offer an easily accessible availability of funds to use when, where, and however you wish. You can access your line by check whenever you need it and make monthly interest payments on the outstanding principle balance. Plus, the interest may be tax deductible (consult a tax advisor).

North Shore Mortgage offers a host of options to help you buy, build or refinance your home. Visit the North Shore Mortgage section of the website for more information.

In the market for a new or used car, boat, or recreational vehicle? A fixed rate installment loan is easy to budget, with set payments and a guaranteed interest rate for the entire term of the loan. We offer competitive rates with no penalty for early payoff. Click here for today's Loan Rates.

Ready Money Lines of Credit offer valuable and convenient overdraft protection if you happen to fall below a zero balance in your checking account. The automatic payments are deducted right from your checking account and rather than paying an NSF fee, the only cost is the variable interest rate on your outstanding balance.

iHELP Private Student Loans for North Shore Bank of Commerce

There are many ways to pay the cost of college. After considering federal loans, scholarships and grants you may still have a gap to pay your total college costs.

North Shore Bank of Commerce works with iHELP to provide an attractive private student loan. Applying for an iHELP Loan is easy and takes as little as 15 minutes.

Click here to learn more and apply.

Get Started Now!

You can use our loan calculators to see how much you can borrow and what your payments might be. Then apply online or contact us to begin the loan process.

Conventional Fixed, 15 Years
Rate 3.500% | APR 3.737%
Conventional Fixed, 20 Years
Rate 3.750% | APR 3.936%
Conventional Fixed, 30 Years
Rate 4.000% | APR 4.135%
FHA, 30 Years
Rate 3.500% | APR 4.654%
VA, 30 Years
Rate 3.625% | APR 3.750%
January 17

Duluth, MN