Bob Howe

Robert D. Howe, CEBS

Senior Trust Executive

Bob is a graduate of the University of Minnesota-Duluth and has completed numerous employee benefit courses and certifications through the Wharton School, University of Pennsylvania. With over 25 years of experience Bob is perhaps the area’s premiere employee benefit plans administrator.  Among Bob’s professional memberships are the International Foundation of Employee Benefits Plans. Bob takes great pride in acknowledging that many of his new client referrals come from satisfied current customers and area employee benefit legal and accounting professionals.   Bob’s 25+ years of involvement with the Duluth Salvation Army and the Duluth Lion’s Club are reflection of his sense of loyalty and commitment.

Conventional Fixed, 15 Years
Rate 3.250% | APR 3.486%
Conventional Fixed, 20 Years
Rate 3.625% | APR 3.810%
Conventional Fixed, 30 Years
Rate 3.750% | APR 3.883%
FHA, 30 Years
Rate 3.375% | APR 4.528%
VA, 30 Years
Rate 3.500% | APR 3.624%
December 14

Duluth, MN
Stock, Bond, and Mutual Fund investments are not FDIC insured. May lose value. Not bank guaranteed. Products are not obligations of the bank.