Additional Retail Products and Services

North Shore Bank of Commerce offers a wide array of additional banking products and services to give you more convenience in managing your finances.

Use your North Shore Bank Card wherever MasterCard debit cards are accepted or to get cash at any North Shore Bank ATM or at thousands of MoneyPass® ATM's throughout the country {including over 2,000 Walmart stores} without being charged a transaction fee! Apply for an ATM or Debit Card today!

  • Money is deducted directly from your checking account.
  • Monthly statements display the transaction amount and location for easy tracking.
  • Get cash back at participating Merchants by performing a PIN Based purchase transaction.

To report a Lost or Stolen debit card, please click here

See our ATM locator map or the MoneyPass website for a cash machine near you. Android and iPhone users can download the free MoneyPass APP!

Money Pass


Visa Platinum
Visa Bonus Rewards
Visa Bonus Rewards Plus
American Express Cash Rewards
American Express Travel Rewards

  • Bonus points with first purchase.
  • No points earning cap.
  • Points are good for 5 years.
  • Redeem points for cash back, gift certificates, merchandise, Choose Your Own Rewards, and travel.
  • Cash back is in the form of a statement credit.
  • Apply today!

Secured Visa card

  • $35 annual fee
  • Open a savings account that is pledged as a security for your credit card account.
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • Apply today!

You can have your payroll, pension, social security, or other regular income automatically deposited into your North Shore Bank checking account or savings account. It's the smartest and safest way to handle your regular deposits. Contact us for more information.

Considering a move to North Shore Bank? We make it easy! We'll assist with the details of transferring your accounts from the other bank — including your direct deposits. Contact us for more information or get the process started with North Shore Bank's convenient Switch Kit.

There is simply no more convenient way to control your banking relationship than using North Shore Bank’s online banking. You can do just about everything you can in-person, at any time day or night, and from any computer with online access.

Signing Up for Online Banking: Signing up for Online Banking is easy if you already have an account at North Shore Bank. Click on Enroll and follow the simple steps. If you do not already have an account, Contact us or visit one of our branches.

Bill Pay Services through Online Banking: Online Banking includes bill pay services at no additional charge for consumers. Our bill pay product “iPay” is designed to help you manage your bills and account information. Services include streamlined bill pay options, expedited payment options, person 2 person and bank 2 bank transfer options, eBills and customizable gift or charitable contribution checks.

E-Statements through Online Banking: Have your statements emailed directly to you each month rather than wait for them in the mail. They’re faster, they’re more convenient and better for the environment and everyone! Signing up is as simple as logging into your online banking and selecting E-Documents to start the process. Contact us if you need assistance.

Take care of your banking from the convenience of your telephone! Check your account balances, transactions and other activities. Transfer funds between accounts and make loan payments. Contact us for more information and to select your PIN number.

Time to reorder checks? Use from your PC, tablet, and smart phone or call Deluxe Check Printing's automated phone re-order system toll free at 1-877-838-5287.

Wondering what that old US Savings Bond is worth today? Use the Savings Bond Calculator at Includes information on current rates of interest, purchasing and more.

Need a gift that never gets returned? The Harland Clarke® Visa® Gift Card is always a welcome gift. Standard design is available for purchase at bank locations. Harland Clarke Visa Gift Cards are prepaid gift cards that can be used anywhere Visa debit cards are accepted. With card amounts as low as $25, they’re sure to fit everyone. This card cannot be reloaded.

Keep your property documents, jewelry and other valuables safe and secure. Safe deposit boxes are offered at our Downtown, Lakeside and Hermantown locations. Available sizes may vary among branches. Price discount to North Shore Gold checking account customers!

If your daytime schedule makes it difficult to reach one of our offices during regular business hours, look into our free Night Deposit Service.

Features & Benefits

  • Overnight safekeeping for your deposits
  • Available at any one of our branches
  • 24 hours a day, 7 days a week

Night deposit bags with zippers are available for $5.00 and locked bags for $25.00.

North Shore Bank offers wire transfer services. For more information, please contact us.

Conventional Fixed, 15 Years
Rate 3.500% | APR 3.737%
Conventional Fixed, 20 Years
Rate 3.750% | APR 3.936%
Conventional Fixed, 30 Years
Rate 4.000% | APR 4.135%
FHA, 30 Years
Rate 3.500% | APR 4.654%
VA, 30 Years
Rate 3.625% | APR 3.750%
January 17

Duluth, MN