Rates are not guaranteed until you sign a locked interest rate agreement. Rates are subject to change without notice. Rates and terms vary depending on the specific loan characteristics and applicant credit profile. Other rates and products are available, including VA loans. Rates quoted are 45 day locks for single family, owner occupied, primary residence only.
Jumbo loans (loan amount greater than $417,000) and loans less than $100,000 may differ in rate.
2 These Rates and Annual Percentage Rates (APR) assume a loan amount of $100,000 with a 20% down payment. A down payment of less than 20% would require private mortgage insurance, which would increase the APR.
3 The FHA Rate and Annual Percentage Rate assume a loan amount of $101,750 (base loan amount of $100,000 plus 1.75% financed upfront mortgage insurance premium) and a 3 1/2% down payment.
4 Payment equals the monthly principal and interest payment for conventional loans. The FHA payment does not include the monthly mortgage insurance premium. Payment does not include taxes and hazard insurance premium. Total payment obligation will be greater.